California car accident victims hurt by a careless driver can seek help in paying student loans after they miss work time and lose paychecks. A skilled lawyer can sometimes earn victims more money for an injury and make sure compensation arrives in time.
Maison Law of California represents injured car accident victims. We make sure victims get the support they need to pay their medical bills and keep up with normal monthly bills as they heal. Contact our California Car Accident Lawyers for a free, no-obligation consultation on your best options for securing full compensation.
Late Student Loan Payments After a Car Accident
A violent California traffic accident can cause all sorts of physical problems for victims. Patients may be left with broken arms and legs, back and spine damage, or head trauma. But victims and their families can also be left on the brink of financial disaster after a collision. This is all over another driver’s mistake.
Victims may not be able to return to their careers and fulfill work obligations until they’ve fully healed. This can leave them without paychecks and forced to live off any savings they have. At the same time, they may watch as expensive hospital bills arrive in the mailbox. It’s also likely to be a struggle to pay normal monthly bills like car payments, rent, and even school loan payments.
A California car accident lawyer takes action to reduce the time you are left waiting on accident compensation and taking calls from loan officers and bill collectors. Your lawyer is a safeguard against common tactics that insurance adjusters like to use to rob you of the support you need to keep up with financial obligations.
Can a Lawyer Help Me Find Ways to Pay Student Loan Debt After an Accident?
Victims and their families can be left in massive debt after an accident. They may file an accident claim with the at-fault driver’s auto insurance provider, but they may wait weeks or months to hear back about the possibility of a settlement check.
In the meantime, bills can go past due as victims deal with a loss of income to support themselves. The power bill may be due, and it may be time to pay a monthly payment on a student loan.
Your lawyer works to make sure an unhelpful car insurance company knows how their slow action is unnecessarily burdening you. Your lawyer can take other actions to in making sure you have what you need to pay your bills:
- Talking to Your Student Loan Lenders: A lawyer can help you alert your lenders about your accident and your financial hardships. Banks and private student loan creditors will often work with you during a difficult time if you promise to catch up on payments once a car loan settlement check arrives. Federal lenders who provide Federal student loans can be approached as well. Your lawyer can help you investigate options like securing a deferment or forbearance to allow you to pause your payments or pay less. These actions can keep you from defaulting on a student loan and having to live with the damage to your credit score.
- Talking to Medical Care Providers: Your lawyer can work with your doctors, hospital administrators, and health insurance provider and asks them to put off medical bills until you can secure insurance support. This helps you direct the money you do have toward paying your essential monthly bills like student loan payments.
- Disability Coverage: Your lawyer helps you explore other support options until you receive a car insurance settlement check. You may be able to take advantage of disability coverage offered through your employer. This could provide you with additional money each month to pay your student loans.
- A Watchful Eye on Car Insurance Companies: Your lawyer monitors the actions of car insurance companies and fights back when adjusters are purposely delaying the car accident claims process. A skilled attorney demands fair treatment and also represents the real threat of a lawsuit if a car insurance company violates state law in its treatment of victims.
- Negotiates for a Bigger Settlement Check: Your lawyer negotiates for more in support if you fall behind on things like your school loans and monthly utility bills. Late payment penalties and lost benefits should be reimbursed by car insurance companies.
Compensation Available for California Car Accident Victims
A car accident claim filed against an at-fault driver’s car insurance provider should be seeking more than just money to pay hospital bills.
There are actually many hardships that can earn an insured victim compensation. These can include financial concerns and non-economic concerns victims face. It’s important to secure as much in support as possible on a car accident settlement check, so you can keep up with student loans now and in the future if necessary.
Your California car accident lawyer would seek support for these and other factors:
- Medical expenses and estimates on any care needed in the future.
- Costs associated with a permanent physical disability. Estimates on your lost earning potential, your medical care, and home healthcare costs over a lifetime.
- Physical pain and suffering. This includes the emotional trauma many victims suffer with. Victims may suffer anxiety and depression and lose their enjoyment of life. PTSD symptoms might also linger after a frightening big rig collision.
- Medical travel costs. This includes transportation to doctor’s appointments while you are off your feet. It might also factor in trips out of the city or state to see specialists.
- Damage or destruction of property.
- All income you’ve lost from missing valuable time at work.
Contact a California Car Accident Lawyer
If you are hurt in a car accident and are struggling to pay your student loans and other monthly bills, discuss your case with an experienced California car accident lawyer. Your lawyer can go over several available options to protect yourself financially as you wait on a car insurance company to provide fair support.
Allow Martin Gasparian, the founder of Maison Law, to go to work on your case to secure the most compensation possible for your recovery while cutting down your wait time as much as possible. Contact us today for a free case evaluation.
