A California car accident settlement can provide money to pay your monthly mortgage. Injured victims can lose paychecks at work while dealing with enormous medical bills, but should never be left at risk of losing their homes.
Maison Law represents injured car accident victims and helps them secure the recovery support they need from at-fault drivers. Part of that recovery is securing compensation for the lost income victims suffer while out of work, so they can keep up with their regular monthly bills, like mortgage payments. Contact a skilled California Car Accident Lawyer and schedule a free, no-obligation case consultation. It’s a no-risk way to determine what your claim is worth and how to force a car insurance company to act quickly to provide support.
Overdue Mortgage After a California Car Accident
A frightening car accident can leave victims with serious injuries and without the ability to go into work to earn a paycheck. These financial hardships arrive at a time when victims may have hospital bills piling up in the mailbox.
Victims who are made to wait on support from an at-fault driver’s car insurance provider can quickly risk bankruptcy as they get behind on normal monthly bills. These bills can include rent, car payments, and utility bills. There’s also the frightening possibility they could get behind on mortgage payments and risk losing their homes.
No accident victims should ever lose their homes, especially over a crash they weren’t to blame for. Unfortunately, auto insurance adjusters can make it hard for victims to get the support they need to avoid a financial disaster. The California Car Accident Lawyers at Maison Law rush to the defense of injured victims who face losing their homes, their cars, and their ability to keep a good credit score.
Car Insurance Company Tactics that Can Leave You with Unpaid Bills
Unfortunately, car insurance companies often work harder to avoid responsibility for an accident than they do in trying to get victims and their families the support they need.
Car insurance adjusters are taught many tactics to try to save their companies money. They can first try to blame you for an accident to see if you’ll accept at least partial liability. If you do, they can get away with paying you far less in compensation, or nothing at all.
They can also purposely delay responding to an accident claim, hoping you’ll get desperate as doctor bills stack up and as you must skip mortgage payments. Then adjusters hit you with a settlement offer that’s far less than you should be getting. They hope you are worried enough over your bills to take this “lowball” offer.
With a skilled California car accident lawyer on your side, insurance adjusters have a far harder time trying to get these unfair practices past you. They often give up their attempts.
A California Car Accident Lawyer Helps You Secure Support to Pay Your Mortgage
Your California car accident lawyer fully investigates your case. Your lawyer collects strong evidence like surveillance video, witness testimony, and medical charts proving the severity of your injuries.
This evidence makes it difficult for a car insurance company to argue over the facts of the case. Your lawyer would be filing an accident claim with the insurer and demanding support for you as soon as possible so you didn’t fall behind on bills.
Your lawyer uses California laws meant to protect victims after an accident. These are just some of the strategies your attorney may use:
- Your lawyer can work with your doctors, hospital administrators, and health insurance provider and ask them to accept late payment on medical bills. Hopefully, they’ll agree to wait until you receive insurance support. This helps you direct the money you do have toward paying your essential monthly bills like a mortgage payment.
- Your lawyer helps you explore other support options until you receive a car insurance settlement check. You may be able to take advantage of disability coverage offered through your employer. You may be able to file an accident claim with your own car insurance company.
- Your lawyer can help you communicate with your lender (your bank) to make them aware of your accident and following hardships. Lenders are sometimes legally obligated to allow you time to recover, rather than foreclosing on your house.
- Your lawyer keeps a close watch on car insurance companies and fights back when adjusters are purposely delaying the car accident claims process. A skilled attorney demands fair treatment and also represents the real threat of a lawsuit if a car insurance company violates state law in its treatment of victims.
- Your lawyer negotiates for more in support if you fall behind on things like your rent payments, mortgage, car payments, utility bills, and credit card payments. Late payment penalties and lost benefits should be reimbursed by car insurance companies.
Compensation Available for California Car Accident Victims
It’s not just your hospital bills and lost income at work that should be compensated for by a car insurance company. Car accident victims go through much more than just financial turmoil after an accident. They can be struggling to recover from a broken arm or leg or a Traumatic Brain Injury.
Your lawyer can ask for additional support on your behalf for many non-economic damages that you and your family have been put through. These damages can help you earn additional money in a car accident settlement check.
That extra money can help you pay back the money you owe a mortgage company. It might even help you keep up with mortgage payments in the future in case your injury flares up and you must leave your place of work again for a while.
These and other non-economic damages can all add to the amount on a settlement check:
- Support for the physical pain victims suffer.
- Support for every emotional trauma victims endure.
- Support for PTSD symptoms developed after a violent car crash.
- Support for a loss of enjoyment of life.
- Loss of consortium. The loss of intimacy with a partner or spouse.
- Wrongful death benefits. When a family loses a loved one in an accident, close relatives can file a wrongful death lawsuit. This lawsuit asks for help with funeral costs and remaining medical bills. But beyond financial concerns, close relatives can also seek support for the love and guidance the deceased can no longer provide the family in the years ahead.
Contact a California Car Accident Lawyer
If you are hurt in a car accident and are struggling to pay your mortgage and other monthly bills, discuss your case with an experienced California car accident lawyer. Your lawyer can go over several available options to protect yourself financially as you wait on a car insurance company to provide fair support.
Allow Martin Gasparian, the founder of Maison Law, to go to work on your case to secure the most compensation possible for your recovery while cutting down your wait time as much as possible. Contact us today for a free case evaluation.
If you decide we can help your financial recovery by earning you more in a settlement, you won’t need any money to hire us. We don’t get paid unless we win your case for you and your family. Then our fee is paid out of the settlement money an insurance company provides you.
