Your health insurance should cover your medical costs according to coverage limits no matter how you are injured. But if you are in a car accident, the health insurance provider could want to be reimbursed by a car insurance company.
Maison Law represents injured car accident victims and helps them secure the recovery support they need from at-fault drivers. Contact a skilled California Car Accident Lawyer and schedule a free, no-obligation case consultation. It’s a no-risk way to find out how to earn the most compensation available as soon as possible so you don’t have to worry about how you’ll pay hospital bills.
Can I Rely on Health Insurance After Being Injured in an Accident?
Yes. Your health insurance should cover your doctor bills and hospital bills regardless of how you received your injuries. But if there’s an at-fault driver who will be providing you with compensation for your injuries, health insurers have the right to be repaid for the medical bills they cover.
Health insurance should cover your hospital invoices if you are hurt in an accident. This could save you from a financial crisis if you are hurt in an accident caused by another motorist, but you are still waiting on the driver’s car insurance provider to provide support. This may also be a time when you are missing weeks of paychecks while your injury keeps you from working.
Your health insurance company will cover your recovery costs according to your coverage terms, but you’ll need to keep a few things in mind:
- You will still be responsible for co-pays and meeting deductibles.
- You may owe extra out-of-network fees if you are taken to a hospital not in your coverage plane after a traffic collision.
- If you have med-pay through your car insurance company, that will probably be drawn on first to pay doctor fees.
- Your health insurance may not pay for some kinds of medical care options.
- Your health insurance providers could demand payment from a car insurance company or they could wait until you receive a settlement check and demand reimbursement from you.
How Can a California Car Accident Lawyer Help Me Get Hospital Bills Paid?
The good news is that a skilled California car accident lawyer is able to demand the support you require from an unhelpful car insurance company. Your lawyer must also make sure you receive your support in a timely fashion before you get dangerously close to bankruptcy due to someone else’s mistake.
Your lawyer fully investigates your case and collects evidence that shows an at-fault driver’s liability for what happened. This evidence applies more pressure on car insurance companies to pay you what’s fair in support.
To keep health insurance providers off your back, your Maison Law representative can also reach out to doctors and hospital administrators to work out a solution. Your lawyer can ask healthcare professionals to work under a “medical lien agreement.” This agreement means your doctors and surgeons agree to wait on payment until you receive a car accident settlement check. This should help you get bill collectors and health insurance representatives from bugging you.
Compensation Available After a California Car Accident
Your California Car Accident Lawyer will also be working to maximize
- Totals on hospital bills and surgeon fees. Reimbursement for co-pays and support to pay back health insurance companies.
- Estimates on future costs associated with a long-term injury or permanent physical disability.
- Support for the physical pain you endure in a crash and during a difficult recovery.
- Support for the emotional trauma you face in the accident and in recovery.
- Money for the travel costs paid out while you were unable to drive and perhaps on crutches while trying to make it to doctor’s appointments.
- Reimbursement for car damage and personal property damage.
- Reimbursement for the paychecks you forfeit while missing time at work. This includes any time you may have to miss in the future.
Contact a California Car Accident Lawyer
If you are hurt in a car accident and extremely stressed over growing hospital bills, you should go over your case with an experienced California car accident lawyer. Your Maison Law representative can inform you of several available options to protect your family financially as you wait on a car insurance company to provide fair support for medical bills and other damages. Contact us as soon as possible for a free case evaluation that comes with no obligation to you.
If you decide we can help your financial recovery by earning you more in a settlement, you won’t need any money to hire us. Maison Law doesn’t get paid unless we win your case for you and your family. Then our fee is paid out of the settlement money an insurance company provides you.
