Car accident victims hurt by a careless California driver can seek help in paying credit card bills if they must miss work and lose paychecks while injured. A skilled lawyer can sometimes earn you more money for an injury and make sure compensation arrives in time.
Maison Law of California represents injured car accident victims. We make sure victims get the support they need to pay their medical bills and keep up with normal monthly bills as they heal. Contact our California Car Accident Lawyers for a free, no-obligation consultation on your best options for securing full compensation.
Overdue Credit Card Bills After a California Traffic Accident
A frightening car accident can cause you more than a painful injury. While you are down and must miss work, you could also face a financial crisis. As you lose more and more paychecks, your monthly bills like credit card invoices, rent, and car payments might all come due.
These worrisome bills should all be the responsibility of an at-fault driver’s car insurance provider. But when recovery bills go beyond a single night in the emergency room, an insurer can be reluctant to accept responsibility. They can look to blame you for your accident or claim your injury was something you had before you got into a wreck.
All of these tactics and others are weak arguments when the evidence is examined, but in the meantime, they can delay the support money you desperately need. Bill collectors and repo men can arrive on your doorstep demanding money that you don’t have because you can’t go to work. Those credit card balances you had in check can suddenly balloon as you charge more and more to credit without a regular paycheck to pay down the interest.
A California car accident lawyer is your safeguard against this kind of treatment. Your lawyer fights back against false accusations and demands adequate support before you go into bankruptcy and have your credit score trashed.
How Can a Car Accident Lawyer Help Me Pay Credit Card Bills After a Collision?
If you were injured due to another driver’s careless or reckless behavior, California law allows you to seek help with all of the hardships that follow.
This would include the lost income and benefits must endure while you are in too much pain to go into work each day. You may also be in a cast or wheelchair, making it impossible to fulfil your job duties.
Your employer may not be so sympathetic and could withhold paychecks until you can work again. This can go on for weeks or months. For victims who suffer a permanent physical disability, the inability to earn a living may last over a lifetime.
During this difficult time, victims may not have the money to support their families. They may struggle to pay monthly bills like a mortgage, utilities, and credit card bills.
Your lawyer will be working tirelessly to make sure an unhelpful insurance company knows about the difficulties you’ve been stuck with. Your lawyer also takes action to get you help:
- Medical Lien: Your lawyer can contact your doctors and hospital administrators to see if they’ll provide care on a lien basis. This means they won’t seek payment until you receive a car insurance settlement check. Then the doctors and hospitals have a legal right to the money they are owed out of your settlement. A lien can often free up money to help you pay your monthly credit card bills and other normal monthly bills.
- Disability Coverage: Your lawyer helps you explore other support options until you receive a car insurance settlement check. You may be able to take advantage of disability coverage offered through your employer. You may be able to file an accident claim with your own car insurance company.
- Talking to Creditors: Your lawyer can help you communicate with creditors and debtors. If you alert a credit card company or a bank about your difficult situation, they may be willing to work out an alternate agreement with you until your settlement money arrives. This can protect your credit score and help you avoid penalties on your credit cards.
- Taking Out a Loan: Your lawyer can advise you if applying for a loan is a helpful option to protect your family until a car accident settlement can be worked out. Your lawyer can also guide you to a reputable loan option.
- Keeping Car Insurance Companies Honest: Your lawyer keeps a close watch on car insurance companies and fights back when adjusters are purposely delaying the car accident claims process. A skilled attorney demands fair treatment and also represents the real threat of a lawsuit if a car insurance company violates state law in its treatment of victims.
- Negotiates for a Bigger Settlement Check: Your lawyer negotiates for more in support if you fall behind on things like your rent, mortgage, car payments, school loans, and credit card payments. Late payment penalties and lost benefits should be reimbursed by car insurance companies.
Compensation Available for California Car Accident Victims
Along with all of your financial concerns like lost income at work and late credit card payments, your Maison Law car accident attorney works to maximize your settlement awards from non-economic damages too.
This additional support helps you pay off all of your bills left over from a bad accident. It also allows you a cushion to get your credit cards paid up and helps you avoid falling behind again as you recover from the damaging effects of another driver’s mistake.
These and other non-economic damages can all add to the amount on a settlement check:
- The physical pain you endure
- The emotional distress you suffer.
- The PTSD symptoms you develop after an accident
- The loss of enjoyment of life you experience after an injury
- The loss of intimacy with a partner or spouse
- Wrongful death benefits for families dealing with emotional pain and financial hardships
Contact a California Car Accident Lawyer
If you are hurt in a car accident and are struggling to keep up with credit card bills and other monthly expenses, discuss your case with an experienced California car accident lawyer. Your lawyer can go over several available options to protect yourself financially as you wait on a car insurance company to provide fair support.
Allow Martin Gasparian, the founder of Maison Law, to go to work on your case to secure the most compensation possible for your recovery while cutting down your wait time as much as possible. Contact us today for a free case evaluation.
If you decide we can help your financial recovery by earning you more in a settlement, you won’t need any money to hire us. We don’t get paid unless we win your case for you and your family. Then our fee is paid out of the settlement money an insurance company provides you.
