You can seek compensation from a careless driver for more than just hospital bills. You would be seeking help in keeping up with car payments and other monthly expenses while you were out of work.
A car insurance company representing a careless driver should help you avoid overdue bills with a settlement check. However, sometimes insurance adjusters purposely delay your money while they look for ways to wiggle out of taking responsibility.
Maison Law represents injured car accident victims and helps them secure the recovery support they need from at-fault drivers. Contact a skilled California Car Accident Lawyer and schedule a free, no-obligation case consultation. It’s a no-risk way to find out how to earn the most compensation available as soon as possible so you don’t fall behind on bills.
Staying Ahead of Car Payments After a Traffic Accident
A head-on collision on a California highway or boulevard might destroy your car and leave you with a traumatic injury. While you are in recovery, your medical bills are sure to be overwhelming. They arrive at the same time you are losing paychecks at work while you can’t go in and perform job duties.
It’s a double whammy, but that’s not the end of the hardships. Victims also tend to fall behind on their monthly bills, like rent, power bills, and credit card payments. They may be overdue on a car payment for a vehicle that is now unusable until it’s repaired or replaced. Buying a new car may be impossible until a car insurance company does its job and provides compensation.
The car insurance company representing the at-fault driver may be dragging its feet on sending you the money you need to recover financially. And that’s just one of the tactics an insurance adjuster can try while you’re at your most vulnerable point. A California car accident lawyer is the solution to this frustrating dilemma. Your lawyer can battle car insurance companies while letting you focus on recovery.
How Can a California Car Accident Lawyer Help Me Earn Support to Pay My Car Payment?
Your lawyer works to force a car insurance company to accept responsibility for all of your medical expenses and your other bills, like a car payment.
It’s not just necessary to pay for every bill you have stacked on your table. Car insurers should be responsible for providing support soon enough, so you don’t face late fees and credit score damage. They also shouldn’t leave you to be hassled by bill collectors from your bank and car loan provider for months on end.
A skilled California Car Accident Lawyer helps you get the money you need to pay your bills and catch up on your late bills before you lose your car. These are a few of the actions your lawyer will be taking on your behalf to protect you financially:
- Investigating your case. Your lawyer fully investigates what happened to you. Evidence will be collected so that there’s no doubt about who caused the accident and who should be held liable. This evidence makes it much harder for insurance companies to attempt to shift blame to you for a crash. It’s a tactic that can rob victims of compensation when they don’t have a legal professional handling all contact with the at-fault driver’s auto insurance provider.
- Handles Frustrating Claims Process: As you attempt to heal from a serious injury like a broken bone or a neck injury, the last thing you need is to be stressed by your dealings with unhelpful car insurance providers. Once your case is ready, your lawyer files a claim with the car insurance company. Your lawyer handles the frustrating back and forth with insurance adjusters and allows you to focus on getting better. You and your family suffer as little disruption to your home life as possible. Your lawyer also demands support when you are nearing the due dates on your important bills like a car payment.
- Speeding up insurance companies. Your lawyer keeps the pressure on the insurance company to act quickly and to provide you with the compensation you need to pay your monthly bills. Your Maison Law representative also has the experience to recognize when a car insurance adjuster is purposely delaying responding to your claim. There are California laws that require insurance companies to work through claims in a certain amount of time. Your lawyer fights back when insurance companies are delaying payment and represents the threat of a lawsuit if they don’t treat you fairly.
- Negotiating with Insurance Companies. Insurance adjusters can purposely delay your support so that you become desperate. Once you are desperate and facing enormous bills, the insurer may make you a “lowball” car accident settlement offer. They hope you are so far behind on bills that you will accept any amount, even if it’s not enough to cover all of your debt. Your lawyer helps you reject lowball offers and demand what’s fair. A Maison Law car accident lawyer is a skilled negotiator who puts insurers on notice that they must cover every hardship you’ve endured.
- Negotiating with your creditors. Your lawyer can work with the hospitals and doctors that provide your care and ask that they wait to bill you until you receive settlement money from an accident settlement. This arrangement is called a “medical lien.” This can free up your finances in order to be able to pay your other monthly bills, like a car loan. Your Maison Law lawyer can also help you contact your car lender, to alert them that you have been put in an extreme situation. Banks are sometimes willing to work with you until you are back on your feet physically and financially. This can help you avoid late fees and repossession of your car.
Compensation Available for California Car Accident Victims
California car accident victims can file an injury claim up to two years after the date of the collision. But of course, waiting this long can leave you without the support you need to pay your medical costs and your normal household bills.
It’s best to take quick action. Evidence will be easier to secure in the early going. Plus, the sooner you file a claim, the sooner you can hope to receive car accident compensation.
Along with your claim, your California car accident lawyer will be including a long list of every hardship you’ve endured. This informs the insurance company of everything they are expected to take responsibility for. This will be more than just the cost of an emergency room visit.
These are just a few of the factors that decide the amount written on a settlement check:
- Hospital and physical therapy expenses and estimates for care that will be needed in the future.
- Estimated costs associated with a long-term injury or permanent physical disability.
- Support for emotional trauma caused by an accident and injury, such as depression and anxiety. The loss of enjoyment of life due to an injury.
- The hardship of dealing with chronic, physical pain.
- Past and future lost income and benefits while victims miss work. Help in recovering from all debt built up during recovery.
- Car repairs or car replacement costs.
Contact a California Car Accident Lawyer
If you are hurt in a car accident and are struggling to pay bills, including a car payment, you should go over your case with an experienced California car accident lawyer. Your Maison Law representative can inform you of several available options to protect your family financially as you wait on a car insurance company to provide fair support. Contact us as soon as possible for a free case evaluation that comes with no obligation to you.
If you decide we can help your financial recovery by earning you more in a settlement, you won’t need any money to hire us. Maison Law doesn’t get paid unless we win your case for you and your family. Then our fee is paid out of the settlement money an insurance company provides you.
