Yes. Your health insurance will cover your medical care for your injuries. However, if you are awaiting an insurance settlement after a car accident, your provider will probably want to be reimbursed by the auto insurance company.
Maison Law represents injured car accident victims and helps them secure the recovery support they need from at-fault drivers. Contact a skilled California Car Accident Lawyer and schedule a free, no-obligation case consultation. It’s a no-risk way to determine how to hold car insurance companies responsible and how to secure compensation to pay your health insurer.
Using Health Insurance After a Car Collision Injury
A reckless California driver may land you in the hospital after a crash on Freeway 5 or along a busy boulevard. The at-fault driver and the driver’s car insurance provider should be fully accountable for your injuries and the cost of recovery.
Even if a car insurance company agrees to accept liability immediately, that settlement check could still take months to arrive. In the meantime, you could have your doctors and bill collectors constantly calling you asking for payment.
Depending on your coverage, health insurance will likely cover your medical bills, but you’d still be responsible for meeting deductibles and co-pays. And don’t be surprised when your health insurance provider demands to be reimbursed out of your car insurance settlement. They may go to the auto insurer directly to seek compensation. But more likely, they’ll expect you to repay them for your medical expenses once you receive a settlement check.
How Can a California Car Accident Lawyer Help Me Earn Support to Pay Hospital Bills?
Your lawyer will be working to force a car insurance company to accept responsibility for all of your hospital bills and many other hardships victims suffer.
A skilled California Car Accident Lawyer helps you get the money you need to pay your bills and reimburse your health insurance providers in several ways:
- Investigates your case. Your lawyer fully investigates what happened to you. Evidence will be collected so that there’s no doubt about who caused the accident and who should be held liable.
- Speeds up insurance companies. Your Maison Law representative also has the experience to recognize when a car insurance adjuster is purposely delaying responding to your claim. They like to make you wait so you and your family will get desperate as bills pile up. Your lawyer also fights back when insurance companies are delaying payment and represents the threat of a lawsuit if they don’t treat you fairly.
- Rejects lowball offers. Once you are desperate enough, insurance companies then send you a “lowball” settlement offer, that likely won’t cover all of your hospital expenses. Your lawyer recognizes these tactics and helps you reject these offers and demand more.
- Negotiates Lien Agreements. Your lawyer may also contact hospital administrators and your doctors to see if they’ll work under a lien agreement. This means they agree to hold off on billing you for your care until you receive money from a car insurance settlement to pay your invoices. The doctors and hospitals would have a legal right to a portion of your settlement. Your lawyer would help you determine if a lien was a good option for you.
Earning Car Accident Compensation So You Can Pay Medical Bills
Your California car accident lawyer also fights to get you the maximum in compensation for your injury claim. That starts with making sure every hardship you’ve faced, including medical expenses, is listed in an accident claim.
Then your lawyer negotiates with insurance companies to make sure you and your family receive every benefit available. These and other factors will all determine how much you’ll receive in a car accident settlement check:
- Totals on your medical care and care needed in the future
- Estimates on long-term care if you suffer a permanent physical disability
- Costs of alternate transportation to doctor’s appointments
- Support for the physical pain you endure
- Support for the emotional trauma you suffer
- Support for your loss of enjoyment of life
- Reimbursement for past and future lost income while you must miss work
- Reimbursement for property damage
Contact a California Car Accident Lawyer
If you are hurt in a car accident and are struggling to pay hospital bills, discuss your case with an experienced California car accident lawyer. Your Maison Law representative can go over several available options to protect your family financially as you wait on a car insurance company to provide fair support. Contact us as soon as possible for a free case evaluation that comes with no obligation to you.
If you decide we can help your financial recovery by earning you more in a settlement, you won’t need any money to hire us. We don’t get paid unless we win your case for you and your family. Then our fee is paid out of the settlement money an insurance company provides you.
