Maison Law represents the victims of accidents while staying at Madera Airbnb or Vrbo rentals. If you were injured by a homeowner’s or business owner’s negligence, contact Maison Law today for a free, confidential consultation. It’s a no-risk way to find out what your injury may be worth and how to hold a property owner and a vacation rental company fully responsible for recovery costs.
Should I Call a Lawyer After an Accident in an Airbnb Home?
If you trip and fall in your rental home and get up with only very minor injuries, you probably don’t need the help of a lawyer. But when you suffer a more serious injury like a broken bone or a Traumatic Brain Injury (TBI) the stakes suddenly get much higher. Medical bills can multiply and insurance companies begin to fight harder to shed blame.
If you suffer a serious injury and the homeowner’s negligence is to blame, it’s a good idea to speak with a Madera Airbnb accident lawyer to protect yourself. Insurance adjusters and Vrbo corporate lawyers will attempt to blame you for what happened and also try to cast doubt on how serious your injuries are. They hope to talk you out of filing a claim or into accepting far less than you need to recover.
Your lawyer investigates your accident and backs your case with evidence that proves a homeowner or a property management company was careless. Your Maison Law attorney then files a strong claim and demands the most possible for your injury.
Are Airbnb Owners Responsible If I’m Hurt?
Yes. Under California’s “premises liability” laws, homeowners and business owners owe guests a “duty of care.” They must make their homes as free from accident hazards as possible. They must repair damaged carpets, stairwells, and decks so that people never have the chance to be tripped up or to be harmed in a dangerous collapse.
Owners must take care not to create dangerous environments for their guests with exposed wiring, extremely hot water, or holes in floors. They must also monitor for the damage previous guests may have done that could harm a current Vrbo guest.
When action or inaction by property owners causes a guest to get hurt, victims are empowered to file injury claims and demand help with recovery costs. Renters will be covered by some hefty insurance policies, but unfortunately, insurance adjusters will do their best to limit the coverage victims receive. They can also try to blame victims for their own accidents, saying they were clumsy or just reckless.
This is when a skilled Madera Vrbo Accident Lawyer goes to work on your behalf demanding the maximum in compensation available for what you’ve been through. If Airbnb or Vrbo refuses to provide adequate support in a settlement, your Maison Law attorney is ready to file a lawsuit and take all liable parties to court on your behalf.
Does Airbnb Provide Insurance If I’m Injured?
Yes. Airbnb covers guests with a one-million-dollar insurance policy. You are protected by this coverage when you rent any property. As a guest, you don’t have to sign up for any coverage.
The primary coverage kicks in first, even if homeowners don’t have their own liability coverage. In some cases, a homeowner’s normal homeowner’s policy also covers the home when it’s rented out. Some homeowners insurance companies don’t extend this coverage. Either way, you are protected as a guest.
The company’s website explains what types of damages their liability insurance covers for victims and homeowners:
- Bodily injury to a guest (or others)
- Damage to or theft of property belonging to a guest (or others)
- Damage caused by a guest (or others) to common areas, like building lobbies and nearby properties
Are Vrbo Rentals Insured in Case I’m Injured?
Yes. Vrbo provides insurance for guests. It’s included with each booking. The policy provides coverage to injured victims up to a million dollars.
This is coverage on top of any liability coverage the homeowner already had. Vrbo coverage and the homeowner’s insurance would both be drawn from to help pay for the victim’s recovery costs.
As with Airbnb insurance, adjusters would go to work immediately trying to devalue your claim. They’d question who caused the accident. They’d try to downplay the injuries you received so they could provide less support.
Vrbo Insurance Tactics You’ll Face If You Are Injured
A million-dollar safety net is nice, but victims often have to fight to get access to even a small portion of it as they try to recover. Insurance adjusters can withhold compensation as victims watch their medical bills continue to rise.
These are a few of the tactics insurance companies could use to stall or avoid paying you compensation:
- Point the Finger of Blame: Insurers like to find ways to blame victims for their accidents. They may claim you were clumsy when you fell down a rickety flight of stairs. They may suggest that you were wearing a pair of worn-out shoes. These weak arguments are easily thrown out when your lawyer includes powerful evidence with your injury claim.
- Slow Response: Insurers and corporate lawyers might also purposely delay responding to your claim. They want you to become desperate as your medical bills pile up.
- Lowball Settlement Offer: Insurance companies hope you’ll get more and more desperate and be more likely to accept a “lowball” settlement offer out of fear of getting nothing. It’s a method that often leaves victims paying for half or more of their bills out of their own pockets. This shady tactic can work if you don’t have a skilled Maison Law attorney examining each settlement offer and rejecting those that don’t meet your needs.
- Downplaying your Injuries: A common play used by insurers is to question how serious your injuries actually are. They do this to get away with offering you less than you’ll need to heal fully.
- Won’t Mention an Attorney: Insurance adjusters will avoid mentioning that you have the right to seek a personal injury lawyer. In fact, if they know you don’t have one, insurers may rush out a lowball settlement offer to you. They hope you’ll sign off before you consider calling Maison Law. They know that once you sign the dotted line, you can’t return later to ask for more. Any medical care you end up needing in the future would have to be covered out of your own pocket.
What Kinds of Things Can Add to My Compensation After an Airbnb Home Accident?
Once a Madera premises liability lawyer has joined your case, your lawyer continues to build evidence. Your lawyer makes sure your case is backed with all the proof available to keep a shady insurance company from denying your claim while you need support the most.
Once your claim is ready to file, you’ll also be submitting a list of every injury hardship you’ve faced. This list must include economic and non-economic damages you and your family have suffered.
These are just a few of the things that will factor into the amount you’ll see in a Vrbo settlement check:
- Totals on current medical bills and those expected in the future.
- Any expenses associated with a permanent disability. The cost of support over a lifetime.
- Wrongful death benefits. For the families left behind who have lost a loved one due to a property owner’s negligence. This includes assistance with funeral and medical costs. A wrongful death claim also seeks money to replace the weekly income the deceased can no longer provide to close relatives.
- The toll of physical pain and emotional trauma.
- Loss of enjoyment of life due to an injury
- Travel costs of making doctor’s appointments while unable to drive.
- All income and benefits lost while in recovery as victims are unable to perform job duties.
Contact an Airbnb and Vrbo Accident Lawyer Serving Madera Victims
When you or a loved one are injured while living in or visiting a vacation rental property anywhere in Madera County, make sure you know about the benefits available to you and your family.
Filing a claim against a large company like Airbnb or Vrbo (owned by Expedia) can leave you facing off against giant companies and unhelpful insurance adjusters. It’s crucial that you have your own premises liability lawyer to protect your interests and make sure your case is taken seriously.
Contact our Madera Airbnb and Vrbo accident lawyers for a free and confidential case evaluation. If you do need us to help make sure an insurance provider treats you fairly, you don’t have to stress about how you’ll pay for a lawyer. Maison Law doesn’t get paid unless we win your case for you. Then our fee comes out of the insurance settlement check you receive from an insurance company or a vacation rental company.
