Yes. Lyft protects its customers with up to one million dollars in coverage after getting injured in an accident.

What Type of Coverage Are Lyft Passengers Protected By?

Riding in a Lyft may just be a quick trip to the store, to school, or to work, but passengers still face their share of dangers. They may not be driving, but riders still face the risks of being on California freeways and boulevards, and maybe more than normal. Distracted and speeding drivers. Traffic congestion that leads to rear-end collisions.

Passengers can also be hurt when a Lyft driver makes a careless error or gets in too much of a rush and becomes reckless. Thankfully, Lyft safeguards its vehicles with a one-million-dollar insurance policy. That means passengers get help with any medical bills, help replacing any income they lose while missing work, and with other damages.

This coverage is more than most other drivers would carry; in fact, most drivers will carry the bare minimum that California allows.

The minimum policies come with this level of coverage:

• $30,000 limit for someone with an injury or death
• $60,000 for multiple people injured or killed
• $15,000 for property damage.

That’s usually not enough to cover the surgery and physical therapy bills from a long-term major injury. So Lyft’s coverage is better, but that doesn’t mean victims get it automatically.

One million dollars is supposed to be the upper limit, so insurance adjusters for Lyft will try to put a clamp on how much victims receive. They’ll often question how serious the injuries are, simply to get away with offering much less.

Does Lyft Help Me If Another Driver Hits My Lyft Car and Injuries Me?

Yes. In some cases, it’s the normal drivers in other cars who cause collisions. They may strike your Lyft car from behind or in a T-bone accident at an intersection.

The financial responsibility for these accidents would fall on other drivers and their insurance providers. Victims in Lyft cars would file their claims with the driver’s auto insurance company.

Unfortunately, it’s California, where uninsured drivers are a common problem. Also, drivers may have insurance, but it’s so basic that it doesn’t cover all of the victim’s medical bills.

Fortunately, Lyft also stands behind its passengers in these situations. Their policy includes Uninsured/Underinsured motorist coverage. It means that if the other driver has no insurance or even takes off in a hit and run, victims can get support from Lyft’s $1 million coverage.

What’s more, if the driver has insurance, but it hits its coverage limits before you get everything paid for, you could call upon Lyft to pay what remains.

Check With a Skilled California Lyft Accident Attorney Before You File a Claim

In some cases, Lyft’s insurers will make it hard for victims to get the full coverage they need to rebuild their lives. But Maison Law’s California Rideshare Accident Lawyers fight back to get the most possible for victims hurt in careless accidents.

Contact Maison Law for a free, no-obligation case consultation. We want to go over your medical records and help you understand what your injury is truly worth.

And if you need our help to take on a major rideshare corporation, you can hire a lawyer without any upfront money. Maison Law doesn’t get paid unless we win your case for you. Then our fee comes out of the settlement check Lyft is forced to give to you.