When you get into an accident in Bakersfield, you can turn to our team at Maison Law for representation. We understand how difficult and challenging this process is, largely because of the involvement of insurance companies. For a free case evaluation, contact us today.
What Kind of Accidents Are There in Bakersfield?
To understand how injuries impact daily life in Bakersfield, let’s explore the various accidents you might have to deal with. Located in the diverse San Joaquin Valley, Bakersfield offers a range of activities and work opportunities, but this diversity also increases the chances of accidents:
- Car accidents, which are usually the most common type of accident in the city. These often result in severe injuries or fatalities.
- Motorcycle accidents tend to cause more serious injuries or fatalities due to limited protection for riders.
- Bicycle accidents, while less severe than car or motorcycle accidents, can still cause significant harm.
- Truck accidents often lead to serious injuries due to the size and weight of trucks on the road in Bakersfield and the surrounding region.
- Slip and fall accidents, which are common in the city’s many businesses and public places, usually result in injuries like broken bones and head trauma.
- Workplace accidents happen frequently, often due to unsafe equipment or inadequate training.
- Injuries from defective products or hazardous conditions on someone else’s property.
- Nursing home abuse or neglect, which involve the mistreatment of residents, which can lead to severe injuries or death.
As you can see, there’s a number of different things that can happen to you in Bakersfield, all of which can leave you facing injuries, mounting medical bills, missed work, and other challenges. However, your legal options are going to rest on how well you can present your case to an insurance company.
Do You Have to Exchange Insurance Information at an Accident Scene?
No matter what type of accident you’re in, there’s a few things you’ll definitely need to do. First and foremost, you’ll want to get medical care to address any injuries and get to safety. With that taken care of, you can start gathering important information. Part of this is the insurance information with other people involved. In fact, if you’re in a car accident, California law requires you to exchange insurance information with the other driver.
So, in that situation, you have to exchange insurance information. But that’s something you should do in any accident situation. This is important because:
- Helps with insurance claims – When there’s an accident, exchanging insurance details helps them ask their insurance companies to pay for things like fixing their property and paying medical bills.
- Open communication – Sharing insurance details helps you and the others involved to open communications with the other’s insurance company. This makes it easier to figure out who is at fault, solve problems, and handle claims quickly.
- Protects against fraud – Swapping insurance information stops people from lying about having insurance or making up stories about accidents. It makes sure everyone involved has real insurance and reduces the chance of fake claims.
- Important documentation – Exchanging insurance info creates a record of what happened in the accident. This record is important for insurance companies and legal reasons. It helps figure out what really happened and who should take responsibility.
One way or the other, an insurance company is going to get involved in an injury claim. As such, it’s important to know just how they’ll be involved and how that can impact your recovery.
Claims Process After an Accident
Regardless of the type of accident you’re in, the claims process doesn’t change. At the same time, especially when you’re hurt, it’s important to know how things work. Generally, the process happens in two ways: through an insurance claim or by filing a lawsuit. Each case is different, so the process varies a bit depending on which option you choose. The important thing to remember, though, is that you have the legal right to file these claims, and you have the legal right to damages. Here’s a quick look at the
- Insurance claim – When you’re injured in an accident, the insurance company of the person at fault gets involved. They check the claim and offer a settlement based on what they think is fair. The main difference is that this happens outside of the court system. Settling out of court can be faster and cheaper, but sometimes the offers might not be enough to cover your expenses.
- Lawsuit – If you file a personal injury lawsuit, it means going to court. The person or entity at fault is usually represented by the insurance company. This process usually takes longer, but you might get more in damages. Our team will handle paperwork, evidence, and negotiations. We aim for a fair settlement, but we’re ready for trial if needed.
The main goal of your claim is to get financial support, known as “damages,” for your injuries. A successful claim will allow you to recover:
- Medical expenses and bills
- Lost income and earning potential
- Property damages
- Loss of companionship or enjoyment of life
- Pain and suffering
- Emotional distress
The amount of support you can get depends on how well your lawyer builds your case and negotiates for you.
Experienced Personal Injury Lawyers in Bakersfield
Acting quickly is important to meet legal requirements and make your injury claim strong after an accident in Bakersfield. At Maison Law, we’re here to explain our approach and support you through the process. Contact us today to set up your free consultation
