Victims hurt in an accident caused by an Amazon driver can ask for help with their medical bills, repair costs, and their lost time at work. If Amazon and its insurers deny an accident claim, victims can then file an appeal, file a lawsuit, or report the insurer to the California Department of Insurance.
Those hurt and in need of compensation can give their second attempt better odds of success by allowing a skilled lawyer to back their cases with additional evidence and documentation. An experienced lawyer can also call out an insurer and Amazon when they twist the facts to deny help to a victim facing a difficult recovery.
Steps to Take to Appeal an Amazon Accident Claim Rejection
Plenty of big blue vans race in and out of California neighborhoods each day to make deliveries. Amazon drivers can be focused on their quotas and work texts, and not on the road. These work distractions can lead to collisions involving very heavy, dangerous vehicles.
You might also encounter a massive Amazon semi-truck on a freeway that’s weaving across white lines and is at risk of causing a side-swipe accident.
Impacts that do occur can cause massive damage and severe injuries. Amazon backs its full-time employees with insurance, but insurers can make it hard to win the support you’ll need to recover.
Amazon’s insurers may even toss a claim out with a rejection letter. They may claim that there wasn’t enough evidence to prove an Amazon driver was at fault. They may even blame you for what happened.
Whether valid or not, Amazon can deny benefits to victims with serious injuries for many reasons. Fortunately, victims are empowered to seek an appeal.
These are a few of the most important steps in a car accident insurance appeal:
- Why Was It Denied? Determine why your claim was rejected. California requires insurers to identify and explain the reason in a rejection letter. This helps inform you of how to approach your second chance claim. If you don’t think you can do much to strengthen your claim, it may not be worth trying again. However, a skilled attorney may have some better ideas on how to back your case with stronger evidence.
- Formal Appeal. You’ll write a formal letter of appeal to the insurer (Your lawyer could handle this step for you). Indicate why you disagree with the ruling on your case. This appeal should earn you a claim reset with a new insurance adjuster.
- Build a Stronger Case. An experienced California Amazon Accident Lawyer fully investigates your accident and the driver’s record. This yields more compelling evidence to add to your claim. Your attorney would secure witness testimony and even surveillance video if available. Maison Law also works with accident reconstruction teams to prove who was at fault in a crash. Your attorney would also use medical evidence and doctor testimony to show the severity of your injuries and the extent of support you’ll require for a full recovery.
- Negotiate for a Settlement. Your lawyer’s experience at the negotiating table also increases your chances of success. Your attorney knows how to put pressure on Amazon and its insurance providers to do what’s right. You’ve got a better chance at forcing Amazon to accept blame and a better chance at securing more in compensation. Maison Law would demand support for all current medical bills and any expected future medical bills. Your settlement must include money to replace the income you’ve lost while you can’t work. It must factor in the physical pain you’ve endured and the emotional trauma a frightening accident and a difficult recovery can cause.
Reporting Amazon to the California Department of Insurance
Facing an insurance denial, victims also have the option of reporting an insurance company’s bad faith behavior. When victims feel they have been
A California Department of Insurance (CDI) complaint can get insurers in big trouble when they deny claims for unsubstantiated reasons, or they make victims wait too long for a response and support. The CDI has guidelines for the treatment of claimants and the reasons that can be used to deny coverage.
The CDI can fine insurers and find in favor of the victims, forcing the company to fully compensate the claim. Victims should be aware that they’ll likely have to wait a while to see any action on their complaint. Large government agencies usually have a backlog of cases. The CDI may also fail to fully investigate a claim. They may decide that the victim’s claim was rejected for good reason.
A skilled attorney can help victims get their cases noticed. A lawyer also makes sure administrators get the full story of how a victim has been mistreated.
Suing Amazon After a Delivery Van Accident
If Amazon refuses to accept full blame for its driver’s mistake, a lawsuit may be the next step. Maison Law can file the lawsuit for you and back it with powerful evidence to take a judge (and in some cases, a jury).
The threat of a court date can make Amazon and its insurers work harder to please you with a fair settlement. They’ll want to reach an agreement to avoid standing before a judge because a trial will be costly and it can damage the corporation’s reputation.
Maison Law has experience taking on major corporations and their corporate lawyers to win recovery help for accident victims.
Do I Need a California Amazon Accident Lawyer?
If your injuries in the accident are very minor, or there’s just vehicle damage to worry about, you may not need a lawyer’s help with your case.
However, if you are seriously injured in a scary van collision and the Amazon driver was at fault, you should speak to a Maison Law attorney as soon as possible. Amazon will try to limit the amount of support it must pay out. If they can get away with it, Amazon will just dismiss the claim entirely, leaving victims to pay their own medical bills.
If you’ve already filed an injury claim and been rejected, it’s also a good time to discuss your case with a lawyer.
If you’ve already been through the claims process once, don’t give up hope! Maison Law offers a free case consultation. It’s a no-risk opportunity to find out what your case is worth and how you can build a strong case for a second go-around with unhelpful insurers.
There’s no obligation, but if you need our help to hold a delivery company and an insurance company liable, you won’t need any money. There are no up-front costs to hire our lawyers. We also don’t get paid if we don’t win your case or appeal. If we win, our fee comes out of the settlement check that Amazon must write for you.