If you were injured in an accident that was caused by the carelessness and negligence of somebody else, and that person had insurance, you might be referred to as the third party to the claim, especially of you’re seeking compensation for your injuries and damages. It’s that insurer’s first-party coverage that operates to shield that person up to the amount of his liability insurance policy limit. But to put it simply, you’re the claimant who is seeking compensation for injuries and damages resulting from an accident that was caused by somebody else. That individual had liability insurance, and that insurer is likely on the hook for compensating you.
The Statute of Limitations
There are several prerequisites to filing a personal injury claim in California. First of all, you must file the claim within the statute of limitation period. The general rule is that is two years from the date of the accident, but shorter limitations periods exist depending on who caused the accident. They might be as short as 60 days. Statutes of limitations can get perilously complicated. No one wants a dismissal for a late filing, so you’ll serve yourself well by consulting with the California personal injury lawyer at Maison Law. There’s no charge for the consultation, and you’ll likely learn how important it is to have an experienced and effective California personal injury lawyer working on your behalf.
Claim as Opposed to Lawsuit
Your third-party insurance claim isn’t a lawsuit. It operates to notify an allegedly negligent person and their insurer that you have an injury from an accident and seek compensation for the injuries and damages that you suffered. If that claim remains pending for longer than two years, you’re probably going nowhere. They will likely dismiss any lawsuit for failure to file within the statute of limitations. Never confuse a claim with an actual lawsuit. You can claim a file through the mail. However, you must file a lawsuit at a courthouse. Afterwards, they serve a summons on the person or entity that you allege is responsible for your injuries. In either a claim o0r a lawsuit, you can still seek the following damages:
- Past and future medical bills.
- Past and future lost earnings.
- Any permanent disfigurement or disability.
- Pain and suffering.
- Loss of enjoyment of life.
- Other valuable damages in the event of the wrongful death of a loved one.
At Maison Law, we don’t recommend that you file any type of personal injury claim on your own. Besides, you’ll increase the risk of a dramatically of a tactical error that will devalue your claim. They may not take you seriously, and they will treat you with utter indifference and disdain. Preserve and protect your rights by contacting Maison Law as soon as possible after sustaining an injury. Upon retaining us, we’re going to build as strong of a case as possible and pursue the maximum damages that you deserve.
Contact a California Third-Party Insurance Claim Lawyer Today
Do you have a question about your third-party insurance claim? If you or a relative sustain injury, you might wonder if you’ll have to cover the cost of recovery alone. So make sure you have an attorney from Maison Law. We can watch over every document exchange and communication you have with them.
After an accident involving a serious injury or the tragic loss of life in California, contact attorney Martin Gasparian for a free, no-obligation case consultation for your family. Mr. Gasparian takes a hands-on approach to every case and only gives victims advice that’s in their best interest.
