After a frightening impact caused by a careless Fresno driver, you could be left with emergency room bills and, in the weeks that follow, expensive physical therapy costs.
Those bills should all be the responsibility of the driver’s car insurance provider. Yet, insurers can either delay providing compensation or try to turn the blame in the other direction. At you!
There are ways to survive financially until you get that settlement check. One way is to work with physical therapists who will put off charging you. A Fresno car accident lawyer can also help speed up the process so you don’t hit financial turbulence at such a difficult time.
When You’ll Need Therapy After a Fresno Accident
Many Fresno car accidents don’t end with an ambulance ride and a single night of monitoring from ER doctors.
Some victims suffer more serious injuries. They may need surgery on a broken bone or to reduce blood buildup around the brain. Hopefully, these surgeries are successful, and victims can go home. But that’s not usually the end of the story either.
Patients will be weakened by their injuries. They may also struggle to do the things they did before the crash. That’s where physical therapy comes in.
UCLA Health explains the Physical Therapy goals for victims after an accident:
- Restore movement for car accident victims.
- Restore function in limbs for victims.
- Restore balance.
- Rebuild strength in damaged areas of the body.
- Reestablish the brain’s control over limbs that may have been affected in a crash.
- Pain management.
- Post-surgery care.
Multiple sessions with a physical therapist won’t be cheap, and it’s not a bill that patients who have lost time at their jobs can usually afford. Maison Law of Fresno doesn’t like to see injured victims put in these difficult situations, especially while they are trying to heal. These bills are the full responsibility of at-fault drivers.
You Can Stop Worrying About Physical Therapy Bills
There are several ways a skilled attorney can help you either put off medical bills or secure the support you need to pay them off.
- An experienced Fresno car accident attorney would investigate and gather evidence to make it difficult for car insurance companies to find excuses to delay paying you. Sometimes they delay your settlement simply to see if you’ll get desperate enough to accept a lower figure. Your attorney can jump in and take action, and even report the insurer to the California Department of Insurance (CDI) if they delay for no reason.
- A lawyer can also direct you to doctors and therapists who are known to have compassion towards accident victims. They often agree to work under a medical lien. It’s an agreement that means the physical therapist network will delay billing you until you receive your car accident settlement. Your attorney can also sometimes negotiate a lower price for you in some cases.
Health Insurance: Some victims will have strong health insurance that pays all of their emergency room bills and even physical therapy session costs. However, it’s usually not the end of those bills. Insurers will still want reimbursement if those bills are part of a settlement total with a car insurance company. Health insurance companies will demand reimbursement when victims receive a settlement. Insurers might also seek the money directly from the car insurance company in a legal process called subrogation.
Winning 100% Support for Injured Car Accident Victims
Your attorney gets aggressive to make sure you have everything you need to make a full recovery after a crash. That means your health is back to normal, your emotional health is restored, and your finances are back to normal.
And patients with bone fractures, or hip, knee, or back injuries may also require extra compensation. It might be to pay for the medical equipment store for a special bed that allows still-healing victims to get out of bed on their own. It might be for additional surgeries when pain returns months later.
A lawyer would make sure these and other concerns were all factored into a complete settlement check:
- All medical bills now and those expected in the future
- The bills for rehab therapy (e.g., physical therapy, occupational therapy, and cognitive therapy)
- Replacement of earnings and benefits lost while patients can’t work
- Travel costs to make appointments and to see out-of-town specialists
- Support for the physical pain victims are put through
- Support for the emotional toll a violent crash and difficult recovery will take
- Support for the loss of enjoyment of life victims may experience (e.g., giving up hobbies, unable to participate in family activities)
Contact a Fresno Car Accident Attorney
Car accident victims can file their own claims, and if a car accident only involves minor injuries or car damage, they are probably fine without a lawyer’s help.
But if you’ve suffered a serious injury, a lawyer is often an important protection for your case. Your lawyer also has an excellent chance of earning you more money, faster.
Maison Law offers free case reviews to help you determine your next step. There’s no obligation, but if you do need our help, we’ll start work without any payment. We don’t get anything unless we win your case for you. Then our fee comes out of the settlement check a car insurance provider must send to you.
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