A scary crash on a Fresno Highway can knock you around and cause a brain injury. If you are left to deal with a serious Traumatic Brain Injury, expensive cognitive rehabilitation therapy may be required.
The costs for this therapy should fall to the at-fault driver’s car insurance provider. But they may try to shift blame in the case, or only pay for ER bills.
A skilled attorney can help patients find doctors who will provide treatment but wait on payment until victims get a settlement check. A good lawyer also negotiates to get medical bills reduced and compensation maximized.
Cognitive Therapy Sessions After a Car Accident
A frightening T-bone accident at an intersection along Herndon Avenue, or a rear-end collision on Highway 180, can be devastating for victims. In some of the worst cases, victims may suffer Traumatic Brain Injuries and eventually need help restoring their brain’s control over the body.
Cognitive Rehabilitation Therapy (CRT) helps patients restore that connection and return to a normal life.
The American Psychological Association defines the field this way:
“Specific rehabilitation interventions designed to address problems in mental processing that are associated with chronic illness, brain injury, or trauma, such as stroke. Cognitive rehabilitation may include relearning specific mental abilities, strengthening unaffected abilities, or substituting new abilities to compensate for lost ones.”
CRT can help car accident victims reestablish or adapt these and other skills:
- Rebuilding memory skills with brain exercises.
- Relearning how to keep schedules with therapeutic digital tasks.
- Help with problem-solving.
- Relearning communication and swallowing skills.
- Reestablishing focus and attention spans.
- Remapping the brain to once again gain full control over limbs and other body parts. (with the help of an occupational therapist)
- Helping people find new ways (workarounds) to maintain their freedom, even with a permanent cognitive disability.
Car insurance companies will do everything they can to devalue a brain injury or try to shift accident blame to the poor victim.
A skilled Fresno Car Accident Lawyer fully investigates what happened so that the fault can’t be transferred. A lawyer also fights to earn what’s often much more than victims could earn by taking on a large insurance company themselves.
What Should Be the Car Insurance Provider’s Responsibility?
Cognitive Rehabilitation Therapy can involve many different types of treatments with help from different types of clinicians, such as an occupational therapist. This care could come with a very expensive price tag, especially over months or a year. It might run Fresno patients $200 or more.
This price tag should be completely covered by a car insurance company for as long as necessary. But sometimes victims need more assurances than just that a bill will eventually get paid. While they can’t work and are waiting on compensation, they can face financial turbulence.
Worries over how their credit scores will look after months of not paying doctor bills, the rent, or car payments.
It’s a difficult time that lawyers can often help with.
Medical Lien – A medical lien is a legal agreement that therapy owners sign off on. It means the therapist will wait on payment until the car accident victim receives a settlement check. A Fresno car accident attorney can often direct victims to doctors and therapists who will work under this type of agreement. An experienced lawyer can also sometimes negotiate to get fees reduced when it does come time to pay.
Paying Back Health Insurance Support
Victims also have to expect that they’ll be paying back any money a health insurance provider extends to cover hospital bills. If the patient earns a car accident settlement, the health insurance company will demand to be repaid.
The car insurance company will secure this money in a legal process called subrogation. A personal injury lawyer takes action and can often get the sum a health insurer will take knocked down to a more reasonable price.
Contact a Fresno Car Accident Attorney
It can be difficult to figure out if you need a lawyer for your car accident case. One way to tell is if you suffer a serious brain injury and another driver was to blame. If you have a minor concussion, you may not need a lawyer’s help. But if you have a TBI, it’s a good idea to speak to a skilled attorney.
Maison Law offers free case reviews to all injured Fresno area car accident victims and their families. There’s no obligation, but you don’t have to worry about money if you need to hire a lawyer. We aren’t paid unless we win your case for you. Then our fee comes out of a settlement check the car insurance company must write.
Fresno car accident victims can demand support to pay for all of their physical therapy costs for as long as treatment is necessary.
