Maison Law of Fresno represents motorcyclists who are injured by uninsured drivers. Our Fresno Motorcycle Accident Lawyers help victims file uninsured motorist claims to get help paying medical bills and replace lost paychecks while they are out of work.
Contact Maison Law to talk with a real lawyer about your options in a free, no-obligation consultation. You’ll learn what your injury is worth and how to secure the compensation you need to recover. This is possible even when a careless motorist doesn’t have insurance.
Fresno Motorcycle Accident Dangers Involving Uninsured Motorists
Motorists like to say that they never saw the motorcyclist they hit, but that’s just an excuse for not taking the proper time to look for everyone on the road. Fresno motorcyclists are always having to dodge cars and SUVs that change lanes suddenly in front of them or make turns in their paths.
At times, a reckless driver leaves riders too little time to react to cause a devastating crash. A motorcyclist may suffer serious injuries like broken bones or a Traumatic Brain Injury (TBI). And a major shock could also come when it’s revealed that at-fault drivers will help with none of the recovery costs because they don’t have car insurance.
Finding out an uninsured motorist hit you can be frustrating and scary. But a Fresno motorcycle accident lawyer can help you figure out your best path to earning support at such a vulnerable time. There is support available to motorcycle accident victims, even if an at-fault driver doesn’t carry insurance.
Compensation Available for Motorcyclists Hit by Uninsured Drivers
Uninsured drivers are a real threat on Fresno roads and across California. Uninsured drivers on busy routes like the Yosemite Freeway can cause a major motorcycle accident and then reveal they have no coverage.
They may pay a fine and risk having their cars taken from them, but they could also get away with providing no support to you as you heal. You may file a lawsuit against an uninsured driver, but if they can’t afford insurance it’s not likely they’ll have any assets to take that could help you pay enormous medical expenses.
Riders hurt in accidents involving uninsured motorists must often depend on their own Motorcycle Accident Insurance Policies. They will usually have uninsured motorists (UM) coverage included in the coverage. UM isn’t mandatory in California, but most auto insurance companies include it unless you request in writing that it be removed.
Motorcycle accident victims would seek support from their own uninsured motorist coverage and perhaps a few other add-on protections:
- Uninsured Motorist Coverage — It’s important to note that many UM policies only help with medical bills and don’t cover the damage to your motorcycle. Be warned that working with your own insurance company might seem easier, but your provider can still try to short you on compensation and leave you with too little in a motorcycle accident settlement check to pay all of your bills. Your Fresno motorcycle accident lawyer safeguards you from this unfair treatment.
- Med-Pay Coverage – Med-Pay isn’t required by California Law, but some motorists purchase it with their policies as an add-on. It provides support for your medical bills after a crash, no matter who was at fault. It might even pay for funeral costs in case you or a loved one were killed in an accident.
- Collision Insurance – This is another optional coverage for California motorcyclists. If you have it, it helps you pay to get motorcycle damage fixed after an accident, no matter who is at fault. Many motorcycle dealers and lenders require that you have collision insurance while you are paying for a new bike.
- Health Insurance – Your health insurance would usually be the first place you go to get help with paying hospital bills. Your insurer would usually pay everything and then go to the at-fault driver’s motorcycle insurance company to try to get the money reimbursed. If the other driver is uninsured, you could get hit with the deductibles and co-pays for your care soon afterward.
When you must involve your auto insurance provider there is one bit of good news. In California, auto insurance companies aren’t permitted to raise your rates over an accident that you didn’t cause.
Frequently Asked Questions
What happens to uninsured drivers after they cause an accident in California?
Drivers will pay a fine between $100 and $200, with fines going up for each violation. Additional penalties can multiply those charges. Drivers could also have their cars impounded.
What kind of things can I seek compensation for from my Uninsured Motorist Coverage?
Seek support for every medical bill you receive now and those expected in the future. Reimbursement for lost income. You should get support for physical pain and emotional trauma suffered. Money for motorcycle repairs.
How Long Is the Statute of Limitations on an Uninsured Motorist Motorcycle Accident Injury Claim?
In California, you have two years to file an injury claim over a motorcycle accident. You shouldn’t wait years to act. Let your lawyer investigate as soon as possible so evidence isn’t lost.
Contact a Fresno Uninsured Motorist Motorcycle Accident Lawyer for a Free Consultation
After a motorcycle collision involving an uninsured driver, don’t panic. Speak with a Fresno Motorcycle Accident Lawyer about your options. A skilled Fresno attorney works to hold all liable parties responsible, including your own insurance provider if necessary.
Schedule a free case consultation that comes with no obligation. It’s a no-risk opportunity to learn about what your injuries are worth and how to secure full support.
If you feel Maison Law can help you earn more, you don’t need any upfront money to hire us. We don’t get paid unless we win your case for you. Then our fee comes out of the settlement you are awarded.
