If you’re determined to hunker down at home all week you may start running short on groceries and pizza. Luckily, food delivery drivers across Fresno are perfectly willing to make a trip to the store or stop by your favorite pizza place for you.
Drivers for companies like Postmates can make life simple when you haven’t got time to make the drive yourself. But if you do take the car out, you might look around and notice that delivery drivers are filling up the lanes more and more. The extra traffic can be frustrating but the added chance of a collision can be the real danger.
Protecting the Rights of Delivery Driver Accident Victims
If you are seriously injured in an accident and find out a delivery driver was to blame for the collision you may be forced to wonder just who might help you with your hospital bills. Does Postmates stand behind victims when their drivers cause accidents? The truth is they only offer help in certain situations and sometimes you have to work hard just to force them to take responsibility.
At Maison Law in Fresno, we believe victims in these situations shouldn’t have to pay a dime for their recovery from an accident that someone else’s mistake caused. Our attorneys will work to hold an at-fault driver and Postmates liable for their actions. Contact us for a free evaluation on your case and an assessment on just who should be helping you get back to your normal life.
Postmates Delivery Driver Car Accident Dangers In Fresno
If you think food delivery services like Postmates and Doordash are passing fads, you can think again. NPR reported that food delivery platforms were usually in the top 40 most-downloaded apps in bigger cities.
The industry is growing every day as more Americans choose to leave their cars in the garage. That means delivery drivers, who may be among the most distracted drivers on the road, will continue to zip up-and-down city streets for the foreseeable future.
Driver inattention is a major contributor to accidents and injuries each year, and Postmates driver distraction comes built-in with the job when the bulk of daily work is done via an app.
The dangers can arise every few minutes at the Lunch or Dinner hours. A new request for a restaurant the driver has never heard of, or detailed instructions from picky eaters are all temptations to glance down at a phone. This can be a disastrous move for the driver and anyone else who happens to be on the road. In 2018, crashes involving distraction that led to injury totaled 276,000 incidents across the U.S. according to the National Safety Council.
Postmates Drivers And Insurance Coverage in Accidents
Postmates does provide coverage for victims in accidents, but only at certain times of the work shift and only as a back-up to the driver’s own insurance. Postmates drivers are required to carry a personal car insurance policy. If you file a claim over an accident, you would first file against the driver’s policy. Some insurance companies won’t cover their policyholders if they were working for a food delivery company when the crash occurred.
At this point, Postmates could cover the accident. They maintain a one million dollar third party supplemental insurance policy. But beware, this policy only applies if a collision happened while an ordered meal was in the driver’s car. Once the meal is dropped off the coverage runs out.
If the driver’s policy doesn’t cover your injuries and hardships, and Postmates won’t cover the damages, then a claim against the uninsured/underinsured coverage on your own car insurance policy may be necessary. Legal representation could be important to have even when you’re dealing with your own insurance provider. Agents can treat their own policyholders unfairly and either dismiss a case or diminish the compensation they’ll offer. An attorney can make sure they take your claim for damages seriously.
What to Do if You Are in an Accident with a Postmates Driver
A delivery driver distracted or speeding to make a deadline becomes a hazard to all other drivers who may just be trying to get to work, school, or make their own grocery run.
You could suddenly find yourself in a frightening collision and suffering from a major injury.
When a national company like Postmates is involved, evidence becomes especially important when proving your case.
They’ll be no better time to gather evidence than right after an accident So, if you determine you are safe and your injuries allow it, go to work immediately building a strong case.
Try to collect these important details:
- Call 911. Give a full report to investigators.
- Take photos of the scene. Get images of any signs or stickers identifying a Postmates vehicle and employee. Take pictures of the damage to the vehicles involved, any visible injuries, and street signs.
- Note the possibility of any security cameras at homes or businesses that might have recorded the accident.
- Get information from any witnesses on the scene. Make sure you know where to locate them later.
- Exchange information with the Postmates driver and get their work ID number, but don’t make any statements about the accident to the driver or anyone representing Postmates.
- Make an appointment with your doctor. Get full documentation on immediate injuries and any injuries that appear in the days to come.
Fresno’s Delivery Driver Accident Attorney
After an accident with a Postmates Delivery Driver, you don’t want to get stuck with hospital bills and other financial hardships over an accident you weren’t to blame for. Postmates insurance agents and lawyers will work to cast doubt on your claim, but a local attorney working on your side can make sure they are held accountable and forced to help in your recovery.
If you’ve been seriously injured in an accident caused by a Postmates driver contact attorney Martin Gasparian for a free consultation and case evaluation. Mr. Gasparian takes a hands-on approach to every case. He believes that every client should work directly with their lawyer, get honest advice, and personalized attention to detail their case deserves.