If you get hurt in an accident in Fresno, you’ll probably have to work with insurance companies. Insurance and personal injury cases are closely connected.
Still, insurance costs can often be high, and not everyone can afford it. However, the absence of insurance coverage doesn’t mean you’re left without options. If you get injured in Fresno because of someone else’s negligence or recklessness, you have rights under the law. To fully understand these rights, it can be extremely helpful to consult with our team of experienced personal injury lawyers.
Fresno Injury Victims Can Count On Maison Law
At Maison Law, our team of experienced Fresno personal injury lawyers is here to help you during tough times. You don’t need to face the aftermath of an accident or injury by yourself. We have a successful history of handling different types of claims and have an effective system for managing personal injury cases.
If you’ve been injured in Fresno, feel free to contact us for a free consultation. You can count on our experience and knowledge.
Common Causes of Accidents and Injuries in Fresno
Fresno, while lacking the population of bigger California cities like Los Angeles or San Francisco, still has a large number of people in the city and surrounding county. Not only that but there are a number of different activities and work opportunities in the area. All of this adds up to a higher likelihood of accidents and injuries.
When it comes to health insurance, data from Health Fresno County 88.4% of people in Fresno had coverage in 2020. Even with coverage in place, you could still find yourself in an accident. Thankfully, our experienced team of Fresno personal injury lawyers has extensive experience in handling the following types of cases:
- Motor vehicle accidents – Car, motorcycle, and truck accidents are common causes of injuries due to speeding, reckless driving, impaired driving, and distracted driving.
- Slip and fall incidents – Accidents in public places or private properties due to wet floors, uneven surfaces, inadequate lighting, or lack of proper warning signs.
- Workplace accidents – Injuries can occur at workplaces due to unsafe working conditions, equipment malfunctions, or lack of proper training.
- Pedestrian accidents – Collisions involving pedestrians and vehicles can happen at crosswalks or due to drivers not paying attention to pedestrians.
- Bicycle accidents – Cyclists may be injured in accidents involving motor vehicles, often due to drivers not yielding the right of way.
- Dog bites – Attacks by dogs or other pets can lead to serious injuries, especially if the animal is not properly restrained.
- Medical malpractice – Negligence or errors by healthcare professionals can cause injuries to patients.
- Defective products – Injuries can occur from using faulty or dangerous products.
- Construction accidents – Workers at construction sites may suffer injuries from falls, equipment malfunctions, or hazardous materials.
- Sports and recreational activities – Injuries can happen during sports or recreational activities due to collisions, falls, or lack of protective gear.
Accidents can result in various types of injuries, such as whiplash, bone fractures, soft tissue injuries (sprains, strains, tears), head injuries (traumatic brain injuries, concussions), back and spinal cord injuries, cuts, bruises, lacerations, as well as psychological and emotional injuries.
Can You File a Personal Injury Claim in Fresno Without Insurance?
Even without insurance, specific rules govern pursuing a California personal injury claim for seeking damages. In California, you’re allowed to file a personal injury claim when you’re hurt in an accident–even if you don’t have insurance.
It’s here that it’s extremely important to understand how the process works. Our experienced personal injury lawyers are crucial to ensure you receive proper compensation for your injuries. Personal injury cases in Fresno follow two main paths: an insurance claim or a personal injury lawsuit. Each case is unique, and the process varies accordingly.
- Insurance Claim – When an accident causes injury, the at-fault party’s insurance company gets involved. They review the claim and offer a settlement based on their assessment. Settling out of court can be quicker and cost less, but it may lead to delays and inadequate offers.
- Lawsuit – Filing a personal injury lawsuit means going to court. Though it usually takes longer, it offers the potential for higher compensation. Our team will handle various responsibilities, including legal paperwork, evidence requests, and negotiations. The goal is to reach a fair settlement, but we’ll prepare for trial if needed.
Damages
The ultimate goal of a personal injury claim is to recover compensation for your injuries, known in the legal realm as “damages.” When you don’t have insurance, this compensation is absolutely crucial to your ability to get the treatment and care you need to recover. Generally, the following damages are available in a personal injury claim:
- Medical expenses – Covers the costs of medical treatment and ongoing care.
- Lost wages – Provides reimbursement for income lost due to the injury, including potential future earnings.
- Property loss – Offers compensation for repairing or replacing damaged belongings.
- Pain and suffering – Provides damages for physical pain, discomfort, and emotional distress caused by the injury.
- Emotional distress – Offers compensation for psychological or emotional trauma resulting from the accident.
- Loss of enjoyment of life – Provides damages for the inability to participate in activities you used to enjoy.
- Loss of companionship – Offers compensation for strained relationships and loss of support from loved ones.
Your ultimate recovery amount relies on your lawyer’s skills in building a strong case and negotiating for you. Acting promptly is crucial to meet legal requirements and represent your claim effectively. We can help you understand our approach to claims and provide the necessary support.
Should You Hire a Personal Injury Attorney If You Don’t Have Insurance?
Obviously, when you don’t have insurance, it can make any accident and resulting injuries a serious problem. Not only do you have to worry about your physical recovery, but your financial situation will also be tested. As a result, trying to handle your claim on your own can quickly become overwhelming.
To increase your chances of success, it’s essential to have experienced personal injury lawyers by your side.
We believe we have the right team to help you. The best part is that we work on a contingency fee basis, so you don’t have to pay anything upfront. Our fee will come from the compensation we secure for you.
When you decide to take legal action for your personal injury claim, our law firm can assist you in the following ways:
- We’ll gather important information like medical records and accident reports to build a strong case.
- Our team will talk to the insurance company of the person responsible for your injuries to try to get a fair settlement and the compensation you deserve.
- If a fair settlement cannot be reached, we will help you prepare and submit a formal complaint against the responsible party, starting the legal process and allowing us to present your case in court.
- We’ll fight for your rights during the legal process, speaking on your behalf and presenting evidence to support your claim for compensation.
- If the insurance company or responsible party refuses to settle, we are ready to take your case to trial. We’ll present your case to a judge and jury to make a fair decision.
At Maison Law, we value effective communication and will keep you updated on your case’s progress. We are here to address any questions or concerns you may have throughout this process. Our focus is on our clients, and we will ensure you receive the treatment you deserve.
Dedicated Fresno Personal Injury Lawyers
No matter whether you opt for an insurance claim or a lawsuit, your objective remains the same: seeking compensation for your injuries from a Fresno accident. When you don’t have insurance, the key to your compensation and recovery lies in your ability to present your claim.
At Maison Law, our experienced team is dedicated to assisting you through whichever path you choose. Contact us today to schedule a free, no-obligation consultation to learn more.